My banker must have laughed until his sides hurt when I made my first investment  

But now I know the profit-pulling rules, and so can you

He was manager of one of the largest banks in   London. I was a kid with £20 in my account. I made the phone call from a payphone in the hallway of the rooming house in which I lived.

"I want to buy some shares," I told him with what I hoped was an air of sophistication. "What do you suggest?"

How was I to know that bank managers are not the people to speak with about investing? This was new to me.

Banks. Money. Investing. The connection seemed logical. I was too young to be embarrassed.

Little or no planning

Many people, it seems, stumble into investing with little or no previous planning. No wonder many lose, make less than they should, become disillusioned, or feel cheated in some way.

Consider what happens when someone buys a TV. They want to know what their friends recommend, the reputation of the manufacturer, the terms of the guarantee, and then they shop carefully for price. They may not know how a TV works, but they can tell good picture quality from poor.

How was your first investment made? Your employee savings plan doesn't count, because many of those choices were made for you.

First investments are often based on greed and hope

Many first investments follow:

• A tip   
• A newspaper story   
• A recommendation from someone selling mutual funds or stocks 

First investments are so often based on greed and hope, not on certain knowledge. And without that, most people run for the hills to count their losses when things go wrong. You've seen it. You know that's true.

Books? Yes, but when you know absolutely nothing most of those tend to be boring, confusing and filled with jargon. They don't seem like fascinating reading for most people.  

  Hate numbers and calculations? Lunch with Gaffer was written for you 

My wife was one such person. She hates numbers and calculations. Talk of investments bored her. Lunch with Gaffer  was written for her and for the millions of people like her.

The investment information is presented in small doses in a fictional setting. Gaffer, a successful investor himself, entertains three couples of differing ages to lunch each week and teaches them the basics of investing in stocks, bonds and mutual funds.

He even shows them where to find the money when they thought they had none.

Through these lunchtime conversations, all the "dumb" questions, the ones you were afraid to ask and investment books often overlook, are answered.

Lunch with Gaffer is presented in such a way that you are likely to remember and to put to use its core principles. And if you do, your savings and investment results are likely to be way better than average.

Here are just some of the benefits you will get from reading Lunch with Gaffer:

• Not having to ask those questions you thought were too dumb to ask    

• Understanding the basics of investing and creating wealth    

• The ability to stand on your own two feet rather than having to place your financial future in someone else's hands    

• The ability to act decisively (and correctly), with certain knowledge    

• Systems that will protect you in bad times    

• How to avoid disastrous losses, even if you invest in companies that go broke    

• Remove the gamble from investing with strategies that make it a sure thing    

• Gain certainty. No more guesses    

• Reduce expenses    

• Understand fees, and which ones are reasonable    

Lunch with Gaffer is not some skinny little report. You, your children or grandchildren will be glad to own this 213-page downloadable manual. It is filled with interesting characters who deal with the daily triumphs and challenges of living in Cripple Hole Creek, population 209.  

You'll also want friends and family to have Lunch with Gaffer 

This manual is one you will also give to friends and family, and to children in their first job, whether or not you think they are interested in investing. This is information we should all know early enough in life to make choices.

Here's some more of what you will know when you read Lunch with Gaffer:

• How to keep Uncle Sam's sticky little fingers out of your pocket   

• Easy and foolproof risk management   

• The lingo, so you will understand what others are saying   

• That there is no mystery to successful investing   

• The rules of investing, without which you could be in serious trouble   

• How to be more certain of meeting your long-term financial goals   
• How to build a proper portfolio and make it into your unshakable financial fortress   

• The differences between particular stocks - and why you should care   

• How to avoid being wiped out (or even hurt too much) when your favorite investment crashes and burns   

• How your child or grandchild can become a millionaire - easily   

Never let ignorance make you fearful again

You know, when we feel everyone else knows more about something than we do, we are often afraid to ask questions for fear of showing our ignorance. Lunch with Gaffer will not make you a professional investor, but it will allow you to understand what others are talking about. And you will know not to ask your bank manager for investment advice.

You will also know:

• Which investments are right for you, and which you should avoid   

• How to make decisions in which you can have faith   

• How to banish destructive fear and greed   

• A type of guaranteed investment that will let you know exactly how much it will gain by a certain date. It is ideal for retirement or college savings. Even if you are normally scared to death about losing as much as a penny of what you have, you will sleep soundly with a smile on your face.   

• How to avoid the stresses of some hands-on investing   

• How to turn a falling market into a benefit, with no risk (and no selling short)  

• When and what to sell, and what to buy in its place, with zero guesses. This one is so easy, a eight-year-old could do it   

• A simple, painless way to find money to invest, even if you think you have none. And this has nothing to do with borrowing   

• How to be the confident master of your own financial destiny   

• Confidence about your future and how you will provide for it   

• The right investment strategies for your age and level of savings   

Peace of mind about your financial future

Lunch with Gaffer offers peace of mind about your financial future, about your retirement, about any other future major expense. It is not a get-rich-quick miracle, but offers you a safe and proven way to make your savings grow. Lunch with Gaffer provides strategies that make long-term results as certain as it is possible to make them in the world of investments. 

If you make tens of thousands, or hundreds of thousands of dollars, what is this information worth to you? $10,000? $5,000? Half your profits, maybe? Clearly, it's worth a lot of money, but Lunch with Gaffer will cost you no more than the price of a lunch. Let me get to the figure in a minute. First, I want to talk about guarantees.

Lunch with Gaffer does not guarantee you will make money. There are two reasons. One is that it is illegal to do so. But the more important one is that your results depend on you following some very simple, very clear strategies and sticking with them no matter what. That is all it takes. But there's no way for me to know you are determined enough to do that. 

There is an ironclad guarantee for the manual itself, however. If, for any reason within 60 days, you find Lunch with Gaffer does not meet your needs, or is not everything I say it is, your money will be returned immediately and without question.

We've all seen these skimpy little reports for up to $97. Don't worry. First of all, Lunch with Gaffer is no skimpy little report, it is an information-packed 213-page downloadable manual. Secondly, I want to make sure you get excellent value so that I earn your trust and you will come back for the next product developed specifically with you in mind. Lunch with Gaffer over-delivers at just $27.  $17. (This is no trick reduction in price; watch the video and you will see the true price of $27 mentioned near the end.)

What's more, you can start printing it out and reading it in two minutes right from your computer. Lunch with Gaffer can be downloaded instantly by clicking on one of the order buttons you'll find on this page. You can use any major credit card, PayPal or your bank account.  

I have done everything I can to make Lunch with Gaffer as useful as possible to you, and an entertaining read as well. Remember, you have 60 days to examine it with no risk. If it does not meet your expectations, simply ask for an immediate no-hassle refund.

Best wishes,

Sydney Tremayne  

Sydney Tremayne

PS: If you ever wished you knew how the true professionals invest safely and without losing any sleep, invest in Lunch with Gaffer now. They don't guess or gamble - or rely on others for their success. Nor should you. Don't put off until tomorrow what you know you should do today.